{"id":10523,"date":"2024-03-01T16:07:03","date_gmt":"2024-03-01T13:07:03","guid":{"rendered":"https:\/\/www.inlatplus.lv\/ru\/?post_type=advice&#038;p=10523"},"modified":"2024-03-01T16:08:17","modified_gmt":"2024-03-01T13:08:17","slug":"okolo-dvuh-let-nazad-ja-zalil-soseda-zhivushhego-jetazhom-nizhe-teper-strahovaja-kompanija-trebuet-s-menja-dobrovolno-vozmestit-summu-strahovki-vyplachennuju-sosedu-za-remont-zalitoj-kvartiry-imeet","status":"publish","type":"advice","link":"https:\/\/www.inlatplus.lv\/en\/archives\/advice\/okolo-dvuh-let-nazad-ja-zalil-soseda-zhivushhego-jetazhom-nizhe-teper-strahovaja-kompanija-trebuet-s-menja-dobrovolno-vozmestit-summu-strahovki-vyplachennuju-sosedu-za-remont-zalitoj-kvartiry-imeet","title":{"rendered":"About two years ago I flooded my neighbor\u2019s appartment who lives on the floor below. Now the insurance company is demanding that I voluntarily reimburse the amount of insurance paid to my neighbor for repairing a flooded apartment. Does the insurance company have the right to file a claim against me for damages and what is the statute of limitations?"},"content":{"rendered":"\n<p>Yes, the insurance company that paid the insurance compensation has the right to take over the right of claim from the policyholder to the person responsible for the losses. In insurance law, this is called the right of subrogation.<\/p>\n\n<p>If the flooding of your neighbor\u2019s apartment was your fault, that is, if during the trial your specific illegal actions or inactions that caused losses are established, then the court will most likely satisfy the claim of the insurance company and recover losses from you. The amount of losses in this case is equal to the amount of insurance compensation paid.<\/p>\n\n<p>The statute of limitations for such claims is 10 years from the date of the insured event.<\/p>\n","protected":false},"template":"","yoast_head":"\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.inlatplus.lv\/en\/archives\/advice\/okolo-dvuh-let-nazad-ja-zalil-soseda-zhivushhego-jetazhom-nizhe-teper-strahovaja-kompanija-trebuet-s-menja-dobrovolno-vozmestit-summu-strahovki-vyplachennuju-sosedu-za-remont-zalitoj-kvartiry-imeet\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"About two years ago I flooded my neighbor\u2019s appartment who lives on the floor below. Now the insurance company is demanding that I voluntarily reimburse the amount of insurance paid to my neighbor for repairing a flooded apartment. Does the insurance company have the right to file a claim against me for damages and what is the statute of limitations?\" \/>\n<meta property=\"og:description\" content=\"\u0414\u0430, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f, \u0432\u044b\u043f\u043b\u0430\u0442\u0438\u0432\u0448\u0430\u044f \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u0435 \u0432\u043e\u0437\u043c\u0435\u0449\u0435\u043d\u0438\u0435, \u0432\u043f\u0440\u0430\u0432\u0435 \u043f\u0435\u0440\u0435\u043d\u044f\u0442\u044c \u043f\u0440\u0430\u0432\u043e \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u043e\u0442 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u0442\u0435\u043b\u044f \u043a \u043b\u0438\u0446\u0443, \u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u043c\u0443 \u0437\u0430 \u0443\u0431\u044b\u0442\u043a\u0438. \u0412 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u043c \u043f\u0440\u0430\u0432\u0435 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class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.inlatplus.lv\/ru\/#website\",\"url\":\"https:\/\/www.inlatplus.lv\/ru\/\",\"name\":\"Inlatplus\",\"description\":\"-\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/www.inlatplus.lv\/ru\/?s={search_term_string}\",\"query-input\":\"required 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\\u0422\\u0435\\u043f\\u0435\\u0440\\u044c \\u0441\\u0442\\u0440\\u0430\\u0445\\u043e\\u0432\\u0430\\u044f \\u043a\\u043e\\u043c\\u043f\\u0430\\u043d\\u0438\\u044f \\u0442\\u0440\\u0435\\u0431\\u0443\\u0435\\u0442 \\u0441 \\u043c\\u0435\\u043d\\u044f \\u0434\\u043e\\u0431\\u0440\\u043e\\u0432\\u043e\\u043b\\u044c\\u043d\\u043e \\u0432\\u043e\\u0437\\u043c\\u0435\\u0441\\u0442\\u0438\\u0442\\u044c \\u0441\\u0443\\u043c\\u043c\\u0443 \\u0441\\u0442\\u0440\\u0430\\u0445\\u043e\\u0432\\u043a\\u0438, \\u0432\\u044b\\u043f\\u043b\\u0430\\u0447\\u0435\\u043d\\u043d\\u0443\\u044e \\u0441\\u043e\\u0441\\u0435\\u0434\\u0443 \\u0437\\u0430 \\u0440\\u0435\\u043c\\u043e\\u043d\\u0442 \\u0437\\u0430\\u043b\\u0438\\u0442\\u043e\\u0439 \\u043a\\u0432\\u0430\\u0440\\u0442\\u0438\\u0440\\u044b. \\u0418\\u043c\\u0435\\u0435\\u0442 \\u043b\\u0438 \\u043f\\u0440\\u0430\\u0432\\u043e \\u0441\\u0442\\u0440\\u0430\\u0445\\u043e\\u0432\\u0430\\u044f \\u043a\\u043e\\u043c\\u043f\\u0430\\u043d\\u0438\\u044f \\u043e\\u0431\\u0440\\u0430\\u0449\\u0430\\u0442\\u044c\\u0441\\u044f \\u043a\\u043e \\u043c\\u043d\\u0435 \\u0441 \\u0442\\u0440\\u0435\\u0431\\u043e\\u0432\\u0430\\u043d\\u0438\\u0435\\u043c \\u043e \\u0432\\u043e\\u0437\\u043c\\u0435\\u0449\\u0435\\u043d\\u0438\\u0438 \\u0443\\u0431\\u044b\\u0442\\u043a\\u043e\\u0432 \\u0438 \\u043a\\u0430\\u043a\\u043e\\u0432 \\u0441\\u0440\\u043e\\u043a \\u0434\\u0430\\u0432\\u043d\\u043e\\u0441\\u0442\\u0438?[:en]About two years ago I flooded my neighbor\\u2019s appartment who lives on the floor below. Now the insurance company is demanding that I voluntarily reimburse the amount of insurance paid to my neighbor for repairing a flooded apartment. Does the insurance company have the right to file a claim against me for damages and what is the statute of limitations?[:lv]Apm\\u0113ram pirms diviem gadiem es appludin\\u0101ju kaimi\\u0146u, kur\\u0161 dz\\u012bvo zem\\u0101k eso\\u0161aj\\u0101 st\\u0101v\\u0101. Tagad apdro\\u0161in\\u0101\\u0161anas komp\\u0101nija pieprasa, lai es labpr\\u0101t\\u012bgi atl\\u012bdzinu kaimi\\u0146am izmaks\\u0101to apdro\\u0161in\\u0101\\u0161anas summu par appl\\u016bdu\\u0161\\u0101 dz\\u012bvok\\u013ca remontu. Vai apdro\\u0161in\\u0101\\u0161anas komp\\u0101nijai ir ties\\u012bbas v\\u0113rsties pret mani ar pras\\u012bbu par zaud\\u0113jumu atl\\u012bdzin\\u0101\\u0161anu un k\\u0101ds ir noilguma termi\\u0146\\u0161?[:] - Inlatplus\",\"isPartOf\":{\"@id\":\"https:\/\/www.inlatplus.lv\/ru\/#website\"},\"datePublished\":\"2024-03-01T13:07:03+00:00\",\"dateModified\":\"2024-03-01T13:08:17+00:00\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.inlatplus.lv\/en\/archives\/advice\/okolo-dvuh-let-nazad-ja-zalil-soseda-zhivushhego-jetazhom-nizhe-teper-strahovaja-kompanija-trebuet-s-menja-dobrovolno-vozmestit-summu-strahovki-vyplachennuju-sosedu-za-remont-zalitoj-kvartiry-imeet\"]}]}]}<\/script>\n","_links":{"self":[{"href":"https:\/\/www.inlatplus.lv\/en\/wp-json\/wp\/v2\/advice\/10523"}],"collection":[{"href":"https:\/\/www.inlatplus.lv\/en\/wp-json\/wp\/v2\/advice"}],"about":[{"href":"https:\/\/www.inlatplus.lv\/en\/wp-json\/wp\/v2\/types\/advice"}],"wp:attachment":[{"href":"https:\/\/www.inlatplus.lv\/en\/wp-json\/wp\/v2\/media?parent=10523"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}