{"id":964,"date":"2010-02-18T19:23:00","date_gmt":"2010-02-18T16:23:00","guid":{"rendered":"https:\/\/www.inlatplus.lv\/ru\/?post_type=advice&#038;p=964"},"modified":"2020-01-24T18:41:08","modified_gmt":"2020-01-24T15:41:08","slug":"ja-popal-v-dorozhno-transportnoe-proisshestvie-v-rezultate-kotorogo-byl-silno-povrezhden-prinadlezhashhij-mne-avtomobil-poskolku-ja-byl-ne-vinovat-v-dtp-to-obratilsja-v-strahovuju-kompaniju-kotoraja","status":"publish","type":"advice","link":"https:\/\/www.inlatplus.lv\/en\/archives\/advice\/ja-popal-v-dorozhno-transportnoe-proisshestvie-v-rezultate-kotorogo-byl-silno-povrezhden-prinadlezhashhij-mne-avtomobil-poskolku-ja-byl-ne-vinovat-v-dtp-to-obratilsja-v-strahovuju-kompaniju-kotoraja","title":{"rendered":"I\u2019ve been involved in a road traffic accident which wasn\u2019t my fault. My car was crashed so I turned to the insurance company of the driver who caused the accident. The insurance company had paid out insurance indemnity only after 4 months. The problem is that I\u2019m a taxi driver and was deprived of my earnings due to the fault of the insurer. May I receive compensation for lost profits from the insurance company?"},"content":{"rendered":"\n<p>According to Section 39, Paragraph 1, of the Compulsory Civil Liability Insurance of Owners of Motor Vehicles Law, an insurer shall take a decision regarding the payment of an insurance indemnity within a period of one month after all of the necessary documents have been received. If all necessary documents were submitted, but the insurer had still exceeded the term of insurance indemnity payment, then there\u2019s a reason to request recovery of losses caused by the insurer\u2019s failure to act.<\/p>\n\n<p>According to Section 1779 of the Civil Law, everyone has a duty to compensate for losses they have caused through their acts or failure to act. However it is of high importance to prove the amount of lost profits, as well as the fault of the insurer and connection between the losses and unlawful actions of the insurer. The difference between profits and income shall be also kept in mind.<\/p>\n\n<p>In this particular case, assuming that all necessary documentation was submitted to the insurer, the insurer had violated the Compulsory Civil Liability Insurance of Owners of Motor Vehicles Law. Therefore the driver couldn\u2019t timely fix his vehicle due to the fault of the insurer, which means there are reasons to demand loss recovery from the insurer. <\/p>\n","protected":false},"template":"","yoast_head":"\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.inlatplus.lv\/en\/archives\/advice\/ja-popal-v-dorozhno-transportnoe-proisshestvie-v-rezultate-kotorogo-byl-silno-povrezhden-prinadlezhashhij-mne-avtomobil-poskolku-ja-byl-ne-vinovat-v-dtp-to-obratilsja-v-strahovuju-kompaniju-kotoraja\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"I\u2019ve been involved in a road traffic accident which wasn\u2019t my fault. My car was crashed so I turned to the insurance company of the driver who caused the accident. The insurance company had paid out insurance indemnity only after 4 months. The problem is that I\u2019m a taxi driver and was deprived of my earnings due to the fault of the insurer. May I receive compensation for lost profits from the insurance company?\" \/>\n<meta property=\"og:description\" content=\"\u0412 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u0447\u0430\u0441\u0442\u044c\u044e 1 \u0441\u0442\u0430\u0442\u044c\u0438 39 \u0437\u0430\u043a\u043e\u043d\u0430 \u00ab\u041e\u0431 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u043c \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0438 \u0433\u0440\u0430\u0436\u0434\u0430\u043d\u0441\u043a\u043e-\u043f\u0440\u0430\u0432\u043e\u0432\u043e\u0439 \u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0441\u0442\u0438 \u0432\u043b\u0430\u0434\u0435\u043b\u044c\u0446\u0435\u0432 \u0442\u0440\u0430\u043d\u0441\u043f\u043e\u0440\u0442\u043d\u044b\u0445 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u00bb, \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f 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\\u0430\\u0432\\u0430\\u0440\\u0438\\u0438 \\u0431\\u044b\\u043b \\u043b\\u0438\\u0448\\u0435\\u043d \\u0437\\u0430\\u0440\\u0430\\u0431\\u043e\\u0442\\u043a\\u0430. \\u041c\\u043e\\u0433\\u0443 \\u043b\\u0438 \\u044f \\u043f\\u043e\\u0442\\u0440\\u0435\\u0431\\u043e\\u0432\\u0430\\u0442\\u044c \\u043e\\u0442 \\u0441\\u0442\\u0440\\u0430\\u0445\\u043e\\u0432\\u043e\\u0439 \\u043a\\u043e\\u043c\\u043f\\u0430\\u043d\\u0438\\u0438 \\u0432\\u043e\\u0437\\u043c\\u0435\\u0449\\u0435\\u043d\\u0438\\u0435 \\u0443\\u0431\\u044b\\u0442\\u043a\\u043e\\u0432 \\u0432 \\u0440\\u0430\\u0437\\u043c\\u0435\\u0440\\u0435 \\u043d\\u0435\\u043f\\u043e\\u043b\\u0443\\u0447\\u0435\\u043d\\u043d\\u043e\\u0439 \\u043f\\u0440\\u0438\\u0431\\u044b\\u043b\\u0438?[:en]I\\u2019ve been involved in a road traffic accident which wasn\\u2019t my fault. My car was crashed so I turned to the insurance company of the driver who caused the accident. The insurance company had paid out insurance indemnity only after 4 months. The problem is that I\\u2019m a taxi driver and was deprived of my earnings due to the fault of the insurer. May I receive compensation for lost profits from the insurance company?[:lv]Es iek\\u013cuvu autoav\\u0101rij\\u0101, k\\u0101 rezult\\u0101t\\u0101 mana automa\\u0161\\u012bna tika nopietni saboj\\u0101ta. T\\u0101 k\\u0101 ce\\u013cu satiksmes negad\\u012bjum\\u0101 neesmu vain\\u012bgs, es v\\u0113rsos apdro\\u0161in\\u0101\\u0161anas sabiedr\\u012bb\\u0101, kas apdro\\u0161in\\u0101ja vain\\u012bg\\u0101 autovad\\u012bt\\u0101ja atbild\\u012bbu. Apdro\\u0161in\\u0101\\u0161anas komp\\u0101nija izmaks\\u0101ja apdro\\u0161in\\u0101\\u0161anas atl\\u012bdz\\u012bbu ar nokav\\u0113\\u0161anos gandr\\u012bz par 4 m\\u0113ne\\u0161iem. 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