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How fast can you lose real estate if the debt is secured by a mortgage
In case the debt repayment is secured by a mortgage (real estate pledge), then the law provides for a simplified debt collection procedure. The creditor has the right to...
Are there any risks when selling real estate in installments? The buyer offers to make a down payment, and then pay a certain amount monthly. What happens if he stops paying?
If ownership is not transferred to the buyer, i.e. if the request for corroboration of property rights is not signed, then the risk of not receiving payment is minimal....
The main principles of property relations of spouses under the law
The legal way to reduce the capital gains tax as a result of the sale of inherited real estate
As per the current provisions of the law “On Personal Income Tax”, physical persons are required to pay tax on income derived from the sale of real estate (capital...
Obtaining a residence permit in Latvia in a time of pandemic
Despite the fact that for more than a year and a half the whole world has been forced to live according to the new rules dictated by Covid-19, the...
Questions and answers
We would like to give an apartment as a gift to our daughter, who is 16 and wants to start living independently. According to the Land Register my husband is the only owner of the apartment. Is it true that a permission of the Orphan’s court is needed before we proceed with signing the gift agreement at a notary?
It’s true. Orphan’s court is a guardianship and trusteeship institution established by a local government, which ensures the protection of rights and legal interests of children. One of the...
An agreement on the agreement (traps in the text of the agreement)
How to organize travelling business
Before beginning of commercial activity an entrepreneur often asks a question to himself – what kind of business to choose? The choice often falls on the tourism industry; it...
The bank provided us with a mortgage loan, the main borrower of which is the husband. The property is also registered in husband’s name. The wife is the guarantor. The husband and wife do not live together, but officially the marriage is not dissolved. For two months now, the husband does not pay for the mortgage, which is why a debt to the bank has accumulated. Question: is it possible to reissue a mortgage loan to the wife with a re-registration of property rights to an apartment also in the wife’s name? Is bank consent required? What needs to be done for this?