The bank provided us with a mortgage loan, the main borrower of which is the husband. The property is also registered in husband’s name. The wife is the guarantor. The husband and wife do not live together, but officially the marriage is not dissolved. For two months now, the husband does not pay for the mortgage, which is why a debt to the bank has accumulated. Question: is it possible to reissue a mortgage loan to the wife with a re-registration of property rights to an apartment also in the wife’s name? Is bank consent required? What needs to be done for this? 10.06.2010 A shop refuses to sell me the product at a discount in exchange for a gift card. They claim that they have the right, according to their own rules, not to extend discounts on goods that are bought with gift cards. But a gift card is an analogue of the amount paid for it, correct? Does the store violate retail rules? There is no information on the price tag, gift card or store that discounts do not apply to gift cards. 10.06.2010 Is it possible to change the statutes of the foundation, and if so, how this can be done? 10.06.2010 07.06.2010 Would it be possible to limit the right of signature of a member of the SIA board in the statutes, for example, to prohibit the conclusion of certain transactions or exceed the amount of transactions, will such a restriction be valid? 07.06.2010 On July 1, amendments to the Immigration Law come into force in Latvia, expanding the possibilities for obtaining a residence permit for foreigners who wish to reside in Latvia and move freely in the Schengen area. What new was added to the law by these changes, what are the new opportunities for obtaining a residence permit? 07.06.2010 The bank has filed a lawsuit against me to recover the debt. The penalties that the bank has calculated almost exceed the amount of the principal debt. Are bank’s actions legitimate? 01.06.2010 What is the procedure for obtaining licenses for commercial freight transport (blue license)? 01.06.2010 I am a non-citizen of Latvia. Can I buy land in the countryside on which the forest is located? 01.06.2010 Our company decided to rent premises for the needs of the cafe. We submitted documents to the licensing commission to obtain a license for the retail sale of alcoholic beverages, but the licensing commission refused to issue such a license on the grounds that there is a previously registered license for the former tenant at our cafe. What should we do in this situation? 01.06.2010
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